Imagine a life where the horizon is your backyard, the ocean breeze your constant companion, and each day brings a new destination to explore. For many, the idea of living permanently on a cruise ship feels like a far-fetched fantasy—a fleeting thought at the end of a vacation when returning to reality feels less than appealing. But what if it wasn’t just a dream?
Surprisingly, living on a cruise ship full-time is not only possible but has already become a reality for some adventurous souls. Whether it’s retirees seeking a life of luxury, digital nomads working with a view of endless seas, or travelers who simply crave perpetual exploration, living at sea offers a unique and intriguing lifestyle.
But how much does it cost to live aboard a cruise ship? Is it truly affordable, or is it a luxury reserved for the ultra-wealthy? And what are the challenges of turning this dream into reality?
Is Living on a Cruise Ship Really Possible?
Living on a cruise ship full-time is not only possible but has become an appealing lifestyle choice for many. Individuals like 96-year-old Morton Jablin have embraced this way of life, residing on ships such as the Regent Seven Seas Navigator for over a decade.
The World Residences at Sea, for instance, offers 165 private residences, including apartments and studio cabins, allowing residents to continuously circumnavigate the globe.
This lifestyle offers unique advantages, such as the opportunity to explore diverse destinations without the need for constant packing and unpacking. As one source notes, “Living on a cruise ship means you can easily visit places all over the world, from the Mediterranean’s historic ports to the Caribbean’s tranquil beaches.”
Additionally, the all-inclusive nature of cruise living covers essentials like meals, entertainment, and activities, providing a hassle-free experience. However, it’s essential to consider factors such as the cost, which can range from $60,000 to $100,000 annually, and the need for meticulous planning to ensure a seamless transition to this unconventional lifestyle.
Cruise Ships Designed for Permanent Living
Living permanently on a cruise ship is an enticing concept that has been transformed into reality by several innovative residential vessels. These ships are specifically designed to offer the comforts of home combined with the luxury and adventure of continuous global travel.
Launched in 2002, The World is the largest private residential cruise ship, featuring 165 residences ranging from studios to expansive apartments. This ship continuously circumnavigates the globe, with residents actively participating in itinerary decisions, creating a dynamic and personalized living experience. Onboard amenities include a supermarket, six restaurants, a fitness center, a golf simulator, and various cultural and educational facilities, ensuring that residents have access to a wide range of services and activities.
Set to launch in 2027, the MV Narrative by Storylines is a forthcoming residential cruise ship offering 530 fully furnished residences, including studios and multi-bedroom apartments. Designed for sustainable living, the ship will be powered by liquefied natural gas (LNG) and is planned to sail across six continents. Amenities on board are extensive, featuring 20 restaurants and bars, a microbrewery, three pools, a bowling alley, fitness and medical facilities, and a youth education program, catering to a diverse community of residents.
Launching in May 2024, Villa Vie Residences offers a unique opportunity for those seeking a permanent life at sea. The ship boasts a 3.5-year itinerary, visiting over 420 ports in 147 countries, and will continuously circle the globe. Prospective residents can purchase cabins, with prices starting from $99,999 for an inside cabin, accompanied by monthly fees of $3,499 for two people. This all-inclusive living arrangement covers high-speed internet and the option to invite guests on board, providing a comprehensive and flexible lifestyle for its inhabitants.
Living on Traditional Cruise Ships
Living full-time on traditional cruise ships is a practical and increasingly popular option for those seeking a nomadic lifestyle at sea. This approach involves booking consecutive voyages on standard cruise liners, allowing individuals to enjoy continuous travel without the commitment of purchasing a residence on a dedicated residential ship.
Cost Considerations
Financially, this method can be more accessible compared to investing in a private residence on a residential cruise ship. According to Cruise Mummy, “In theory, you could cruise on traditional cruise ships for around $35,000 per year, if you choose a basic cruise.”
This estimate includes accommodation, meals, and entertainment, making it a cost-effective alternative to traditional living expenses on land.
Lifestyle and Logistics
Adopting this lifestyle requires careful planning and flexibility. Cruise Mummy notes that “moving cabins might not be the end of the world – but it would be a lot easier if you didn’t have to pack and unpack at the start of every new itinerary.”
Additionally, some cruise lines may require passengers to disembark and re-board between itineraries, which can be a logistical consideration.
Real-Life Example
A notable example of someone embracing this lifestyle is Mario Salcedo, known as “Super Mario,” who has been living on Royal Caribbean International cruise ships since 2000. He spends approximately 15 days on land each year, fully immersing himself in the cruising lifestyle.
Salcedo describes his experience: “I’m so used to being on ships that it feels more comfortable to me than being on land.”
Considerations
While living on traditional cruise ships offers a unique and adventurous lifestyle, it’s essential to consider factors such as the need to frequently change cabins, potential requirements to disembark between cruises, and the importance of meticulous planning to ensure continuous accommodation. Despite these challenges, for many, the opportunity to explore the world from the comfort of a cruise ship makes this an appealing and viable option.
How Much Does It Really Cost to Live on a Cruise Ship?
Living permanently on a cruise ship is a unique lifestyle choice that comes with various costs, depending on factors such as the cruise line, accommodation type, and duration of stay. Here’s a breakdown of the expenses involved:
1. Accommodation Costs: Living on traditional cruise ships can cost between $2,800 and $6,000 per month, which typically includes accommodation, meals, drinks packages, and WiFi. For those seeking more upscale experiences, luxury cruise lines offer suites that can cost up to $40,000 per month. Some ships are specifically designed for permanent living, offering residences ranging from 1,439 to 6,500 square feet. Prices for these residences can range from $4 million to $36 million.
2. Additional Expenses: These are additional charges that vary depending on the itinerary and ports of call. For example, living on a cruise ship for a year can incur total costs of approximately $193,907 for a couple, including tickets, port fees, taxes, gratuities, and onboard spending. Service charges for the crew are often not included in the base price and can add up over time. Expenses for specialty dining, excursions, and other personal purchases should be factored into the budget.
3. Case Study: Mario Salcedo: Mario Salcedo, known as “Super Mario,” has been living on Royal Caribbean cruise ships for over two decades. He estimates his annual expenses to be around $60,000, which covers his cabin, meals, and other onboard services.
4. Considerations: It’s essential to have comprehensive health insurance that covers medical expenses both onboard and during shore visits. These services are usually available but may come at an extra cost.
Tips to Live on a Cruise Ship Cheaply
Living on a cruise ship doesn’t have to be prohibitively expensive. With strategic planning and mindful spending, it’s possible to enjoy life at sea without overspending. Here are some tips to help you live on a cruise ship more economically:
- Book Repositioning Cruises: Repositioning cruises occur when ships move from one region to another, often between seasons. These voyages are typically longer and offered at reduced rates, providing a cost-effective way to spend extended time aboard.
- Choose Interior Cabins: Opting for interior cabins can significantly reduce costs compared to balcony or ocean-view rooms. While they lack natural light, the savings can be substantial.
- Leverage Loyalty Programs: Many cruise lines offer loyalty programs that provide discounts, onboard credits, and other perks to frequent cruisers. For example, Royal Caribbean’s Crown & Anchor Society offers benefits that can enhance your cruising experience.
- Monitor Last-Minute Deals: Cruise lines often reduce prices to fill unsold cabins as departure dates approach. Keeping an eye on these deals can lead to significant savings.
- Limit Onboard Spending: Be mindful of extra expenses such as specialty dining, alcoholic beverages, and shore excursions. Sticking to included amenities and activities can help keep costs down.
- Consider Long-Term Voyage Packages: Some cruise lines offer extended voyage packages at discounted rates, which can be more economical than booking multiple shorter cruises.
- Utilize Onboard Amenities: Take full advantage of complimentary services and entertainment options included in your fare to maximize value.
Who is This Lifestyle For?
Many retirees are drawn to cruise ship living for its all-inclusive nature, providing accommodation, meals, entertainment, and medical services. This setup simplifies daily life and offers the opportunity to explore multiple destinations without the need for constant travel planning. As noted, “Living on a cruise ship is a viable option for many people including retirees and digital nomads.”
With the rise of remote work, some digital nomads consider cruise ships as a base, benefiting from amenities like internet access, coworking spaces, and the chance to visit various ports. However, reliable internet connectivity can be a concern, and it’s crucial to ensure that the ship’s facilities meet work requirements.
Living at Sea – A Dream Worth Pursuing?
Living permanently on a cruise ship is not just an extravagant fantasy but a tangible lifestyle for those with a spirit of adventure, financial stability, and a willingness to adapt. Whether it’s retirees seeking an all-inclusive global retirement plan or digital nomads blending work and exploration, the allure of constant travel and a simplified way of life remains unmatched.
However, this unique lifestyle comes with trade-offs: limited personal space, logistical hurdles, and significant financial considerations. For some, the benefits — endless ocean views, new destinations, and a vibrant onboard community — far outweigh the challenges. For others, the repetitive nature of cruising and health concerns might be deal-breakers.
Ultimately, living at sea is about freedom — freedom from routine, freedom to explore, and freedom to design a life outside the ordinary. If the thought of waking up to a new horizon every day excites you, then maybe life on the high seas could be your perfect adventure.
